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Serving Overseas

If you're deployed overseas, it's a good idea to get your super in order before you go. This way, you know what will happen to your super if you're injured or killed, and who can act on your behalf.

What do I need to do before I leave?

Before going overseas, we recommend that you:

  • make sure your contact details are up to date with your employer
  • nominate a beneficiary or beneficiaries for ADF Super
  • complete a Third party authority form if someone will be helping you with your affairs while you're away
  • make sure you have an up-to-date Will.

How is my employer contribution calculated for overseas deployment?

Your 16.4% employer contribution is based on your Ordinary Time Earnings (OTE). Some of the payments you receive while you're overseas (for example, overtime or expenses) may not be included as OTE. Super is not paid on payments that are not part of your OTE.

Who will get my superannuation benefit if I die?

Your accumulated super benefit will be paid to your nominated beneficiaries. Find out more about nominating beneficiaries.

How do I nominate a beneficiary?

For information on who receives your super, visit the Family and beneficiaries page.

How do I nominate a third party authority?

For information on nominating a third party authority, visit the Family and beneficiaries page.

What benefits do I get if I'm killed or injured?

Your accumulated super benefit becomes payable to you or your family or your estate in the following situations:

  • Permanent incapacity: If you can't work due to a medical condition, or you have a terminal medical condition.
  • Death: Your super is paid to your beneficiaries.

You may also make a separate claim for death or invalidity benefits with ADF Cover. All ADF Super members who are serving permanent forces or continuous full-time reservists under the age of 60 are automatically covered by ADF Cover. This is separate to accumulated super benefits.

Visit the ADF Cover website to find out more about death or invalidity benefits.

How do I make a Will?

For information on making a Will, go to the Family and beneficiaries page.