ADF Super is the default super fund for all members of the permanent forces and eligible continuous full-time reservists. If you join the ADF on or after 1 July 2016, your 16.4% employer contributions will be paid to ADF Super unless you choose another fund.
If you are returning to the ADF after previously serving, you may have super with another military-associated super scheme.
You will become a member of ADF Super if:
Please note that current contributing DFRDB members in permanent full-time service cannot move to ADF Super.
If you have a preserved employer benefit with MilitarySuper and you have not previously chosen to transfer to ADF Super (or another nominated fund of choice), you can elect to rejoin MilitarySuper when you return to the ADF through the permanent forces or as a continuous full-time reservist.
If you prefer, you can choose to have your employer contributions paid to ADF Super. However, if you do this you won’t be able to go back to MilitarySuper. Contact your payroll area to arrange this.
If you decide to join ADF Super, you may elect to roll over the balances of your funded member and ancillary benefit accounts into your ADF Super account. Visit the Transferring super page for more information.
If you're considering moving to ADF Super, seek independent financial advice before you do so.
ADF Super members have access to financial advice through Industry Fund Services (IFS).
Finding the best way forward for your finances will depend on an array of factors, including:
Make your decision carefully, because if you decide to move from MilitarySuper to ADF Super you can’t go back.