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ADF Cover

Death and invalidity cover

ADF Cover gives peace of mind for you and your family if you are to be discharged due to invalidity or die while serving. Due to the nature of military service, it’s often hard for members to obtain death and invalidity cover at a reasonable cost. You don't pay to be covered by ADF Cover.

You automatically receive cover from 1 July 2016 if you are:

  • under 60 years of age
  • a member of the permanent forces or a continuous full-time reservist
  • either an ADF Super member, or would have been an ADF Super member but have chosen to have your 16.4% employer contribution paid to another superannuation fund.

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